Retirement
72(t) SEPP Calculator
Work out penalty-free 72(t) IRA payments before 59 1/2 under all three IRS methods, with the interest-rate cap and the full payment schedule.
Financial Calculators
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Retirement
457(b) Plan Calculator
Plan a 457(b) for 2026: the $24,500 limit, why employer money counts toward it, the age-50, 60-63 and special catch-ups, and projected growth.
Tax
Comprehensive Income Tax Calculator (Canada)
This comprehensive income tax calculator shows your after-tax income with federal and provincial tax, surtax, Ontario Health Premium, CPP or QPP, EI and QPIP.
Retirement
Sequence of Returns Risk Calculator (Canada)
This sequence of returns risk calculator runs your withdrawals through three orderings of the same average return and shows what a bad first decade costs.
Tax
Yukon Income Tax Calculator (Combined Federal and Territorial) Canada
This Yukon income tax calculator estimates combined federal and Yukon tax for 2026, your average and marginal rates, and compares another jurisdiction.
Property
Vacant Home Tax Calculator (Toronto, Vancouver, Ottawa) Canada
This vacant home tax calculator estimates the yearly charge on a Canadian property at Toronto, Vancouver or Ottawa rates, with exemptions and a projection.
Insurance
Universal Life Insurance Calculator (Canada)
This universal life insurance calculator splits your premium into cost of insurance and account value, projects it yearly and tests for a lapse.
Investing
TFSA vs Non-Registered Account Calculator Canada
This TFSA vs non-registered calculator compares the after-tax value of a yearly contribution, the annual tax drag, the overflow above your room and its value.
Savings
TFSA Over-Contribution Penalty Calculator Canada
This TFSA over-contribution calculator works out the 1% monthly tax on the excess, the charge so far, what withdrawing now saves and what January room absorbs.
Tax
Tax-Loss Harvesting Calculator Canada
This tax-loss harvesting calculator for Canada shows the allowable capital loss, any superficial loss denied, tax saved on realized gains and the carryover.
Income & pay
Employee Stock Option Benefit Calculator Canada
This stock option benefit calculator works out the taxable benefit on exercising employee options, whether the 50% deduction applies and the tax owed.
Currency
Snowbird USD Budget Calculator Canada
This snowbird budget calculator prices a US winter stay in Canadian dollars, with weekly spending, card and ATM fees and the saving from a USD account.