{"id":711938,"date":"2020-05-14T16:58:19","date_gmt":"2020-05-14T13:58:19","guid":{"rendered":"https:\/\/financekit.tools\/ueber-uns\/"},"modified":"2026-09-21T00:10:41","modified_gmt":"2026-09-20T21:10:41","slug":"ueber-uns","status":"publish","type":"page","link":"https:\/\/financekit.tools\/de\/ueber-uns\/","title":{"rendered":"\u00dcber uns"},"content":{"rendered":"\n<div class=\"gsbp-ftkabout1 alignfull\"><section class=\"wp-section alignfull ftkh-hero ftkh-hero--sub\" data-type=\"section-component\">\n  <div class=\"ftkh-hero-glow ftkh-hero-glow--a\"><\/div>\n  <div class=\"ftkh-hero-glow ftkh-hero-glow--b\"><\/div>\n  <div class=\"wp-content-wrap\" data-type=\"content-area-component\">\n    <div class=\"ftkh-hero-in ftkh-hero-in--center\" data-ftkh-reveal>\n      <span class=\"ftkh-badge\"><i class=\"ftkh-dot\"><\/i>\u00dcber FinanceKit<\/span>\n      <h1 class=\"ftkh-h1 ftkh-h1--sub\">Finanzrechner, die einfach <span class=\"ftkh-accent\">funktionieren<\/span><\/h1>\n      <p class=\"ftkh-lead ftkh-lead--center\">Ich entwickle kostenlose, verst\u00e4ndlich erkl\u00e4rte Finanzrechner, die Menschen dabei helfen, selbstbewusst Entscheidungen zu treffen.<\/p>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"wp-section alignfull ftkh-steps\" data-type=\"section-component\">\n  <div class=\"ftkh-dotgrid\"><\/div>\n  <div class=\"wp-content-wrap\" data-type=\"content-area-component\">\n    <div class=\"ftkh-grid ftkh-grid--steps\">\n      <div class=\"ftkh-step\" data-ftkh-card>\n        <span class=\"ftkh-step-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" role=\"img\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10Z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg><\/span>\n        <h3 class=\"ftkh-step-title\">Warum ich das gebaut habe<\/h3>\n        <p class=\"ftkh-step-desc\">Gute Entscheidungen sollten nicht durch komplizierte Regeln blockiert werden. Ich verwandle offizielle S\u00e4tze und Formeln in Werkzeuge, die jeder in Sekunden nutzen kann.<\/p>\n      <\/div>\n      <div class=\"ftkh-step\" data-ftkh-card>\n        <span class=\"ftkh-step-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" role=\"img\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M13 2 3 14h7l-1 8 10-12h-7z\"\/><\/svg><\/span>\n        <h3 class=\"ftkh-step-title\">Wie es funktioniert<\/h3>\n        <p class=\"ftkh-step-desc\">Jeder Rechner verwendet die echten Regeln deines Landes und l\u00e4uft in deinem Browser &mdash; gib deine Zahlen ein und erhalte ein klares, erl\u00e4utertes Ergebnis.<\/p>\n      <\/div>\n      <div class=\"ftkh-step\" data-ftkh-card>\n        <span class=\"ftkh-step-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" role=\"img\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><path d=\"M2 12h20\"\/><path d=\"M12 2a15.3 15.3 0 0 1 4 10 15.3 15.3 0 0 1-4 10 15.3 15.3 0 0 1-4-10 15.3 15.3 0 0 1 4-10Z\"\/><\/svg><\/span>\n        <h3 class=\"ftkh-step-title\">Aktuelle Daten<\/h3>\n        <p class=\"ftkh-step-desc\">Jeder Satz und jeder Schwellenwert stammt aus offiziellen Quellen, ist datiert und wird \u00fcberwacht, damit die Ergebnisse aktuell bleiben.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"ftkh-inline-cta\" data-ftkh-reveal>\n      <a href=\"https:\/\/financekit.tools\/tools\/\" class=\"ftkh-btn ftkh-btn--primary\">Rechner durchsuchen<\/a>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"wp-section alignfull ftkh-trust\" data-type=\"section-component\">\n  <div class=\"wp-content-wrap\" data-type=\"content-area-component\">\n    <div class=\"ftkh-trust-in ftkh-trust-in--photo\" data-ftkh-reveal>\n      <div class=\"ftkh-trust-photo\">\n        <img decoding=\"async\" src=\"https:\/\/financekit.tools\/wp-content\/uploads\/2026\/08\/author-finance.png\" alt=\"Taha Kheirandish\" loading=\"lazy\" width=\"120\" height=\"120\">\n      <\/div>\n      <div class=\"ftkh-trust-copy\">\n        <span class=\"ftkh-eyebrow ftkh-eyebrow--dark\">Wer steckt hinter dieser Website<\/span>\n        <h2 class=\"ftkh-h2\">Eine Person, die offen ver\u00f6ffentlicht<\/h2>\n        <p class=\"ftkh-lead ftkh-lead--dark\">Ich bin Taha Kheirandish, Wirtschaftsstudent, und ver\u00f6ffentliche diese Website selbst. Sie ist unabh\u00e4ngig &mdash; keine Bank, kein Broker, kein Kreditgeber und kein Berater &mdash; und verkauft keine Finanzprodukte. Niemand zahlt daf\u00fcr, dass ein Rechner erstellt, ge\u00e4ndert oder eingestuft wird.<\/p>\n        <p class=\"ftkh-lead ftkh-lead--dark\">Du kannst mich \u00fcber die <a href=\"https:\/\/financekit.tools\/de\/kontakt\/\" class=\"ftkh-link\">Kontaktseite<\/a>. Ich lese jede Nachricht und antworte in der Regel innerhalb von zwei Werktagen. Wenn du denkst, dass eine Zahl oder eine Quelle falsch ist, sag mir, welcher Rechner und welche Zahl &mdash; das ist der schnellste Weg, es zu beheben, und die <a href=\"https:\/\/financekit.tools\/de\/korrekturrichtlinie\/\" class=\"ftkh-link\">Korrekturrichtlinie<\/a> legt fest, was als N\u00e4chstes passiert.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"wp-section alignfull ftkh-categories\" data-type=\"section-component\">\n  <div class=\"wp-content-wrap\" data-type=\"content-area-component\">\n    <div class=\"ftkh-head ftkh-head--center\" data-ftkh-reveal>\n      <span class=\"ftkh-eyebrow ftkh-eyebrow--dark ftkh-eyebrow--center\">Wie die Daten funktionieren<\/span>\n      <h2 class=\"ftkh-h2\">Jede Zahl, belegt und datiert<\/h2>\n    <\/div>\n    <div class=\"ftkh-grid ftkh-grid--why-wide\">\n      <div class=\"ftkh-why-item\" data-ftkh-card>\n        <span class=\"ftkh-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" role=\"img\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10Z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg><\/span>\n        <h3 class=\"ftkh-card-name\">Woher die Zahlen kommen<\/h3>\n        <p class=\"ftkh-card-desc\">Jeder Satz, jede Schwelle, jede Klasse, jede Beitragsobergrenze und jede Geb\u00fchr, die ein Rechner verwendet, wird als Parameter gespeichert, zusammen mit der offiziellen Quelle, dem Datum des Inkrafttretens und dem Grund der \u00c4nderung. Nichts davon ist im Berechnungscode festgelegt, sodass eine Zahl nicht unbemerkt aus dem Takt mit dem Gesetz geraten kann. Am Ende jedes Rechners gibt es ein Datenquellenfeld, das jeden verwendeten Parameter, seinen Wert, das Datum der Anwendung und einen Link zur Quelle auflistet.<\/p>\n      <\/div>\n      <div class=\"ftkh-why-item\" data-ftkh-card>\n        <span class=\"ftkh-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" role=\"img\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M13 2 3 14h7l-1 8 10-12h-7z\"\/><\/svg><\/span>\n        <h3 class=\"ftkh-card-name\">Wie ich es aktuell halte<\/h3>\n        <p class=\"ftkh-card-desc\">Regeln \u00e4ndern sich zu festen Terminen &mdash; ein neues Steuerjahr, ein Indexierungstag, ein Budget. Jeder Parameter tr\u00e4gt das Start- und Enddatum, sodass die Website die am Tag der Nutzung g\u00fcltige Zahl liefert. Ein automatisierter Audit markiert alles Abgelaufene, bald Ablaufende oder Veraltete sowie alle Quelllinks, die nicht mehr funktionieren. Wenn ein Wert keinen offiziellen Feed hat, \u00fcberpr\u00fcfe ich ihn manuell anhand der Quelle.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"wp-section alignfull ftkh-why\" data-type=\"section-component\">\n  <div class=\"wp-content-wrap\" data-type=\"content-area-component\">\n    <div class=\"ftkh-note\" data-ftkh-reveal>\n      <span class=\"ftkh-note-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" role=\"img\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"3\" y=\"11\" width=\"18\" height=\"11\" rx=\"2\"\/><path d=\"M7 11V7a5 5 0 0 1 10 0v4\"\/><\/svg><\/span>\n      <div>\n        <h3 class=\"ftkh-note-title\">Was diese Werkzeuge sind und was nicht<\/h3>\n        <p class=\"ftkh-note-desc\">Diese Rechner liefern Sch\u00e4tzungen. Sie modellieren die allgemeinen Regeln einer Gerichtsbarkeit, nicht Ihre Umst\u00e4nde, und k\u00f6nnen die Erleichterungen, Freibetr\u00e4ge oder Vereinbarungen, die speziell f\u00fcr Sie gelten, nicht ber\u00fccksichtigen. Sie sind ein Mittel, um eine Entscheidung zu verstehen und eine Gr\u00f6\u00dfenordnung zu \u00fcberpr\u00fcfen &mdash; kein Ersatz f\u00fcr Beratung. Ich biete keine pers\u00f6nliche Steuer-, Finanz- oder Rechtsberatung an. Wenden Sie sich bei einer wichtigen Entscheidung an einen qualifizierten Fachmann in Ihrem Land und best\u00e4tigen Sie jede Zahl anhand der verlinkten offiziellen Quelle.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"ftkh-note\" data-ftkh-reveal>\n      <span class=\"ftkh-note-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" role=\"img\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M20 12v8a1 1 0 0 1-1 1H5a1 1 0 0 1-1-1v-8\"\/><rect x=\"2\" y=\"7\" width=\"20\" height=\"5\" rx=\"1\"\/><path d=\"M12 22V7\"\/><path d=\"M12 7H7.5a2.5 2.5 0 0 1 0-5C11 2 12 7 12 7Z\"\/><path d=\"M12 7h4.5a2.5 2.5 0 0 0 0-5C13 2 12 7 12 7Z\"\/><\/svg><\/span>\n      <div>\n        <h3 class=\"ftkh-note-title\">Deine Privatsph\u00e4re<\/h3>\n        <p class=\"ftkh-note-desc\">Die kostenlosen Rechner laufen vollst\u00e4ndig in deinem Browser. Die eingegebenen Zahlen werden nie an mich gesendet, nie in eine Datenbank geschrieben und verlassen nie dein Ger\u00e4t. Es ist kein Konto erforderlich und es gibt keine Paywall. Die <a href=\"https:\/\/financekit.tools\/de\/datenschutzerklaerung\/\" class=\"ftkh-link\">Datenschutzerkl\u00e4rung<\/a> legt genau fest, was gesammelt wird, warum und wie lange es aufbewahrt wird.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"wp-section alignfull ftkh-cta\" data-type=\"section-component\">\n  <div class=\"ftkh-hero-glow ftkh-hero-glow--a\"><\/div>\n  <div class=\"ftkh-dotgrid ftkh-dotgrid--light\"><\/div>\n  <div class=\"wp-content-wrap\" data-type=\"content-area-component\">\n    <div class=\"ftkh-cta-in\" data-ftkh-reveal>\n      <h2 class=\"ftkh-h2 ftkh-h2--light\">Bereit, die Zahlen zu berechnen?<\/h2>\n      <p class=\"ftkh-lead ftkh-lead--dark\">2.100+ Rechner, neun L\u00e4nder, keine Anmeldung.<\/p>\n      <a href=\"https:\/\/financekit.tools\/tools\/\" class=\"ftkh-btn ftkh-btn--primary\">Alle Rechner durchsuchen<\/a>\n    <\/div>\n  <\/div>\n<\/section>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width.php","meta":{"_gspb_post_css":".wp-section{display:flex;justify-content:center;flex-direction:column;align-items:center;padding-right:var(--wp--spacing--side, min(3vw, 20px));padding-left:var(--wp--spacing--side, min(3vw, 20px));padding-top:var(--wp--spacing--top, 0px);padding-bottom:var(--wp--spacing--bottom, 0px);margin-top:0px;margin-bottom:0px;position:relative;overflow:hidden;}\n.wp-content-wrap{max-width:100%;width:var(--wp--style--global--wide-size, 1200px);position:relative;z-index:1;}\n\n.ftkh-badge{display:inline-flex;align-items:center;gap:9px;font-family:'Sora',sans-serif;font-size:13px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--theme-palette-color-5);background:rgba(255,255,255,.08);border:1px solid 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